![]() ![]() If you’re in the negative that means that on paper you don’t have enough coming in and you need to do all of the steps above to make your budget as healthy as you can but also consider reaching out to the Citizens Advice Bureau or Stepchange for some help and guidance before it gets worse. Do you spend more than you need to? Have a read of this post for some ideas on how to stop spending.Are there cheaper alternatives out there?.Are you paying for things you don’t use?. ![]()
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